What is an Independent Insurance Agency?
Independent insurance agencies, or non-captive agencies, offer a variety of benefits compared to captive agencies. Captive insurance agencies are owned by, or affiliated with, one particular insurance company. Consequently, they can only offer policies from that individual company. This limits the customer in a number of ways. Choosing a local independent insurance agency might be […]
What are Premium Audits?
And why is it so important for businesses to complete? We all know the end to the phrase, “There are only two sure things in life…” But business owners would probably say that there are three sure things in life: Death, Taxes and Audits. This article hopes to explain what are premium audits, and why they […]
Home Insurance Claims Procedures
Thankfully, only about 6% of insured homes will open a claim in any given year. According to the Insurance Information Institute, the most common home insurance claims are Wind/Hail Damage, Fire/Lightning Damage, Water/Ice Damage, and Theft/Vandalism. Knowing what to do for each type of claim will help the homeowner through the process and ensure that […]
Prepare your home for winter.
With winter just around the corner, Reliable Agency has created a list of tips that may help prevent the cold, wind, and snow from damaging your house and property.
Considerations When Employing Youthful Drivers
As of July 2022, unemployment in Minnesota was 1.8% and nationally it was 3.7%. This has caused many employers to hire younger and less experienced staff just entering the job market. New employees are often asked to use a business vehicle to complete tasks typically assigned to those with more seniority. Anyone who has added […]
Five Things You Should Know About Insurance
Things your insurance agent wants you to know that will help the agent-client relationship.
Tips for Safe Towing
It happens every summer. Boats come out of storage. Campers make their first spring appearance. Construction vehicles begin hauling heavy equipment. Vehicles pulling any size load must take care to load, secure, and haul contents properly. Here are our Top 5 Tips for Safe Towing. Follow manufacturer weight limitations Towing capacity is determined by factors […]
Inflation & Rising Insurance Rates
We’ve all heard about the newest anxiety-inducing hot topic causing prices to skyrocket in nearly every corner of the country: INFLATION. It feels like a curse word we dare not utter in public! Unfortunately, the insurance industry has not been spared from the effects of this indiscriminate scourge to our economy. WHY does inflation cause […]
Insurance For Delivery Drivers
(Uber Eats, Grubhub, Doordash, etc)
Since the beginning of 2019 and the COVID-19 pandemic, we have seen app-based deliveries explode in popularity. For a variety of reasons, many Americans are joining this labor force as an easy source of supplemental income. Whether it is a second job, a change in careers altogether, or your teen’s new summer job, this income […]
Our Community, Our Focus
At Reliable Agency, we enrich the communities we serve through rooted relationships. One way we accomplish this is by living out one of our core values, Involved. Not only does being involved mean helping one another achieve greatness, we also strive to be involved in the communities that provide us with so much happiness. We […]
