Scheduled Property Insurance
WHAT IS SCHEDULED PROPERTY? It is a special type of insurance that extends the limits of coverage beyond your Homeowners or Renters policy. This offers extended coverage of high-value property if it is stolen, lost or damaged. FROM AN AGENT: “One of our clients lost her wedding ring in the sink while cutting vegetables. Before […]
Has COVID-19 Changed Your Insurance Needs?
There are numerous ways in which COVID-19 has changed our personal lives as well as our communities in general. Some changes are easy to identify while others are more subtle. Reliable Agency has identified some changes you may have experienced that may affect you and your insurance policies. If any of these resonate with you, […]
Employment Practices Liability Insurance
Small business owners tend to have a lot on their plate. For many, this entails handling all day-to-day aspects of their business. This includes but is not limited to hiring and onboarding, payroll, scheduling, and daily operations. Though often considered a “need” more than a “want”, Commercial Insurance is a safeguard against what could go […]
The Reliable Elves Partner With BCE
With the holidays nearly upon us, we’re entering the season when families that celebrate Christmas want to give their children some Christmas Joy via gifts under their tree. But for some, this is made impossible by no fault of their own. There are some amazing people whose mission is to bless one family with the […]
Removing a child from your auto insurance
We all want to keep children as safe as possible. One of the things we do for them is to add them to our car insurance policy. But many of us struggle with knowing when to remove them from our insurance. Removing a child from your auto insurance is a difficult decision to make. We’ve […]
Life Insurance Awareness Month
September is Life Insurance Awareness Month, and Reliable Agency would like to discuss this critical type of insurance. This helps protect your family’s most valuable asset; you and your loved ones. The untimely passing of you or one of your loved ones is a subject that many of us avoid simply because it isn’t something […]
Sweet Summertime!
As we approach the middle of August, we begin to see summer temps dip and winter preparation begin. At Reliable Agency, August marks a special time for us to enjoy a fun-filled weekend together. It is our sweet summertime that so many look forward to every year. Humble Beginnings Reliable Agency’s founder, Ted Micke, started […]
Inflation and Increasing Replacement Costs
There is one important question any property owner should be asking themselves every year. “Am I still properly insured?” Inflation and increasing replacement costs put you at risk of being underinsured! We take a look at this issue and hopefully steer you away from making this potentially very costly mistake. “Will insurance cover all costs […]
Stopping Elder Abuse
Our agency’s Core Values direct us to be empathetic and involved in our community. For our Benefits Department, that means they strive to earn their trust by displaying empathy while laying out their options. Unfortunately, not everyone cares for our senior population the same way. Too often elderly individuals fall victim to maltreatment. Our agents […]
Decades of Successful Business
Reliable Insurance has been in business for nearly 50 years! In fact, 2024 will mark our 50th year of providing top-notch insurance to Cloquet, Hermantown, Duluth/Superior and surrounding communities. Our co-owners, Steve Micke and Val Wojtysiak, sat down recently to share what helped them with decades of successful business. They also shared some memories of […]
