Services We Offer
Group Life Benefits
Group Life Insurance policies are an affordable coverage option for your employees, oftentimes free from out-of-pocket costs to your members or employees (not including advanced coverage). Life Insurance provides additional income to an employer’s family in the event of an untimely death. Whether you wait a certain period before providing this benefit to your employees, all policies require a beneficiary to be named prior to the policy coming into effect.
Term Insurance is the most common type of group coverage. Features include:
- Benefits upon death of the insured person
- Death has to occur within the specified term
- Policies can be purchased as 5, 10, or 20 year terms
- Premiums are based on the insured person’s age, health, and life expectancy
- There are no savings benefits with Term Life Insurance (unlike Whole Life and Universal Life Insurance policies)
In addition to comparing multiple companies and plans to find the one that best fits with what you’re looking for, we help maintain your plans and evaluate options as your business grows.
Group Health Benefits
Members within a defined group, typically offered by employers to their employees and their families, qualify for group health insurance coverage. Advantages to group plans include:
- Additional plan designs and features
- Tax advantages to the business
- Employee retention
In addition to comparing carriers, plans, and features to find the Group Health Plan that works best for your business based on your needs and risk tolerance, we evaluate the plan and make any adjustments as your needs change.
