Group disability insurance is an essential employee benefit that provides income protection when an employee is unable to work due to an illness or injury. It comes in two forms—short-term and long-term—both designed to replace a portion of lost wages during a period of disability. This coverage offers financial security during unexpected life events and helps employees focus on recovery without the added stress of lost income.

Offering group disability insurance demonstrates a strong commitment to your team’s financial well-being and peace of mind. It’s a benefit that many employees might not seek out on their own but deeply value when it’s made available through their employer. In addition to supporting your current staff, it can also serve as a competitive edge in recruiting by enhancing the overall quality of your benefits package.

As an independent agency, we partner with multiple disability insurance providers, giving us the ability to find plans that fit your organization’s needs and budget. Whether you’re looking to add new coverage or improve upon your existing offerings, we can help you compare plans, benefit structures, and carrier strengths to make the right choice for your team.

If you’re interested in learning more about group disability insurance and how it can support your employees, reach out to us today—we’d be happy to start the conversation.