How Much Is Enough Life Insurance?
Our January 31 blog identified the different types of life insurance. Now, we would like to explore the question many ask. “How much life insurance do I need?” What are your financial obligations? Do you have outstanding debt like a mortgage, auto loans or school debt? How much income would you like to have covered? […]
Engagement Ring Insurance
If you have recently become engaged or are already married, congratulations! We wish you the best in your marriage and hope it is filled with joy for years to come! The ring you wear is not only a symbol of love and commitment, but also a valuable piece of jewelry that should be protected. If […]
Who Needs Life Insurance?
Life insurance provides peace of mind, knowing that loved ones will be financially secure if something were to happen to you. There are a few considerations, both regarding the various types, and also some reasons why individuals take out a life policy. We hope this article helps make the decision easier if you find yourself […]
What is an Independent Insurance Agency?
Independent insurance agencies, or non-captive agencies, offer a variety of benefits compared to captive agencies. Captive insurance agencies are owned by, or affiliated with, one particular insurance company. Consequently, they can only offer policies from that individual company. This limits the customer in a number of ways. Choosing a local independent insurance agency might be […]
What are Premium Audits?
And why is it so important for businesses to complete? We all know the end to the phrase, “There are only two sure things in life…” But business owners would probably say that there are three sure things in life: Death, Taxes and Audits. This article hopes to explain what are premium audits, and why they […]
Home Insurance Claims Procedures
Thankfully, only about 6% of insured homes will open a claim in any given year. According to the Insurance Information Institute, the most common home insurance claims are Wind/Hail Damage, Fire/Lightning Damage, Water/Ice Damage, and Theft/Vandalism. Knowing what to do for each type of claim will help the homeowner through the process and ensure that […]
Prepare your home for winter.
With winter just around the corner, Reliable Agency has created a list of tips that may help prevent the cold, wind, and snow from damaging your house and property.
Considerations When Employing Youthful Drivers
As of July 2022, unemployment in Minnesota was 1.8% and nationally it was 3.7%. This has caused many employers to hire younger and less experienced staff just entering the job market. New employees are often asked to use a business vehicle to complete tasks typically assigned to those with more seniority. Anyone who has added […]
Enhancing Agent – Client Relations
Things your insurance agent wants you to know that will help the agent-client relationship.
Tips for Safe Towing
It happens every summer. Boats come out of storage, campers begin to make appearances after being stored all winter and construction vehicles are busy hauling trailers full of heavy equipment. If you find yourself pulling anything down the road, make sure it is loaded properly, pull it safely, and properly insure both vehicle and trailer. […]