10 Smart Questions for Small Businesses

A magnifying glass over a note reading "10 Smart Questions For Small Businesses" sits beside yellow sticky notes with "Explore Your Options" on top, with colorful pencils and folders nearby—perfect for clients at Duluth Insurance Agency.

As a small business owner, you understand the importance of protecting your enterprise from unforeseen risks and liabilities. Commercial insurance is a key component of safeguarding your business. When you’re in the market for commercial insurance, asking the right questions is essential to ensure that you’re getting the coverage you need. To help you make […]

Guide to Business Insurance in Minnesota

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Starting and running a business in the Land of 10,000 Lakes is an exciting endeavor! The business landscape in Minnesota is a competitive, growing market whether you’re a small, local startup or a growing corporation. One essential aspect of operating any business is securing the right insurance coverage. In this blog, we’ll explore the key […]

When to Contact Your Insurance Agent

A person in a teal blouse sits at a desk, talking on a corded phone while signing a contract. Office items, including a model house and calculator, suggest they're getting a quote from their local insurance agency.

Insurance plays a vital role in safeguarding your financial well-being in times of uncertainty. Whether it’s auto, home, health, or any other type of insurance, maintaining open and transparent communication with your insurance agent is essential. Knowing when to contact your insurance agent can make a significant difference in ensuring that you receive the coverage […]

What Is Renter’s Insurance?

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What Is Renter’s Insurance? This is a question we hope every individual who rents their residence can answer! Renter’s insurance is a valuable and often inexpensive way to protect yourself and your belongings. It offers coverage for personal belongings, liability protection, and additional living expenses, making it a smart investment for anyone renting a home […]

What To Do After Hail Damage

A large, round hailstone sits in the palm of a person's hand, with green grass visible in the background—a reminder of why having protection from a reliable insurance agency is important.

Hailstorms can be a sudden and destructive force of nature, leaving behind a trail of damage to property and vehicles. If your home or vehicle has recently been affected by a hailstorm, it’s crucial to take immediate action to assess the extent of the damage and start the necessary repair process. In this blog, we’ll […]

Why Do Home Insurance Rates Vary So Much?

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Why do home insurance rates vary so much? It is, in fact, quite common for homes to cost different amounts to insure. There are several factors that go into your insurance rates. Knowing what affects rates may help you when your current policy is up for renewal. What Factors Do Companies Look At? What Can […]

Pet-Related Home Insurance Claims

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Owning a pet can bring immense joy and companionship to our lives, but it also comes with responsibilities. One of these responsibilities is the need to protect your home and belongings in case of any unforeseen pet-related incidents. Home insurance plays a crucial role in providing financial coverage for damages caused by your four-legged family […]

Prevent Damage From Water Backups

A collage shows a man in a suit covering his face, a sump pump in a basement, a clogged outdoor drain, and water leaking from a rusty gutter—highlighting risks your local insurance agency like Duluth Insurance Agency can help protect against. Get a Quote today.

This winter was historic, falling just shy of numerous all-time snowfall records throughout Minnesota and Wisconsin. Spring is finally upon us, rejuvenating us all with warmer weather! But with this welcome change comes the worry of water entering the home through a variety of means. And since water flows downhill, wet basements are the result. […]

What is GeoBlue Travel Insurance?

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Not all medical insurance extends coverage while traveling outside of the United States. If you travel or are studying abroad for a college semester, for example, GeoBlue will grant you access to the same quality care you can expect here in the US. Blue Cross and Blue Shield has partnered with GeoBlue to offer international […]

Is Your KIA or Hyundai Safe?

A person in a maroon hoodie and tan pants attempts to break into a white car using a tool, focusing on the action at the driver’s side door. Protect your vehicle—contact your local insurance agency for personal insurance or get a quote today.

KIA reported its best-ever sales year, selling over 650,000 new vehicles in 2022. Hyundai set their own single-year record with over 700,000 vehicles sold in 2022. In fact, the Hyundai/Kia Auto Group was the fourth ranked auto-maker in fourth-quarter 2022 sales. Only Toyota, GM and Ford outsold them while Stellantis-FCA, (Dodge, Ram, Jeep and Chrysler) […]

Disclaimers

Minnesota (MN)

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 99 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Wisconsin (WI)

Please be advised, we do not offer every plan available in your area. Currently we represent 6 organizations which offer Medicare products in this area. Please contact 1-800-MEDICARE, medicare.gov, or your local State Health Insurance Program to get information on all of your options.