12 Essential Boating Safety Tips
For those of us that enjoy the thousands of waterways around the Minnesota and Wisconsin region, we know just how short the boating season is. There are 1.4 million boats registered in Minnesota and Wisconsin, highlighting our region’s strong boating culture. Every year, thousands of new boat owners join the millions of experienced boaters on […]
Events That Change Your Insurance Needs
Life is a dynamic journey marked by a series of milestones, transitions, and unexpected turns. As you navigate this ever-changing landscape, it’s crucial to recognize that your insurance needs are not static. Various life events can significantly impact the level and type of coverage required to ensure financial security and protection for yourself and your […]
Understanding Worker’s Compensation
A Guide for Small Businesses In the dynamic world of small businesses, ensuring the safety and well-being of your employees is paramount. Worker’s compensation insurance plays a crucial role in providing financial protection for employers and employees in a workplace injury or illness. In this guide, we will delve into the ins and outs of […]
How to Thrive in a Hard Insurance Market
Finding cost-effective insurance solutions has become more crucial than ever. Unfortunately, it is also becoming more difficult. More than $50 billion in weather-related losses were reported through September of last year. Natural disasters like winter storms, wind and hailstorms, wildfires, and extreme temps are wreaking havoc on the industry. But the reason for this hard […]
Snow And Ice-Related Insurance Claims
As the snow season approaches, homeowners find themselves facing a unique set of challenges that can impact the structural integrity of their homes. The weight of accumulated snow and the formation of ice dams are serious concerns for many homeowners. Understanding the relationship between homeowners insurance and these winter-related issues is crucial for safeguarding your […]
10 Smart Questions for Small Businesses
As a small business owner, you understand the importance of protecting your enterprise from unforeseen risks and liabilities. Commercial insurance is a key component of safeguarding your business. When you’re in the market for commercial insurance, asking the right questions is essential to ensure that you’re getting the coverage you need. To help you make […]
Why Do Home Insurance Rates Vary So Much?
Why do home insurance rates vary so much? It is, in fact, quite common for homes to cost different amounts to insure. There are several factors that go into your insurance rates. Knowing what affects rates may help you when your current policy is up for renewal. What Factors Do Companies Look At? What Can […]
Does Liquor Liability Insurance Cover THC Beverages?
Selling THC beverages is not covered under liquor liability policies. Learn what you need to do to remain insured while selling them.
Prevent Damage From Water Backups
This winter was historic, falling just shy of numerous all-time snowfall records throughout Minnesota and Wisconsin. Spring is finally upon us, rejuvenating us all with warmer weather! But with this welcome change comes the worry of water entering the home through a variety of means. And since water flows downhill, wet basements are the result. […]
Engagement Ring Insurance
If you have recently become engaged or are already married, congratulations! We wish you the best in your marriage and hope it is filled with joy for years to come! The ring you wear is not only a symbol of love and commitment, but also a valuable piece of jewelry that should be protected. If […]