For those of us that enjoy the thousands of waterways around the Minnesota and Wisconsin region, we know just how short the boating season is. There are 1.4 million boats registered in Minnesota and Wisconsin, highlighting our region’s strong boating culture. Every year, thousands of new boat owners join the millions of experienced boaters on the nearly 30,000 lakes and rivers in MN and WI. However, with an ever-growing boating community, safety must always be a top priority.

Unfortunately, accidents happen. In 2022, Minnesota saw 13 boating fatalities and 78 non-fatal accidents, while Wisconsin recorded 14 fatalities and 75 accidents. To ensure that everyone enjoys their time on the water safely, Reliable Insurance Agency encourages following these 12 essential boating safety tips. These precautions can help you avoid common risks and make your boating adventures safer and more enjoyable.

12 Boating Safety Tips

1. Know your boat: Learn how to operate it safely. Understand how your boat handles in different conditions and make sure you’re familiar with all its features before heading out.
2. Check once, then check again: Always double-check your equipment, fuel levels, and safety gear before leaving the dock. A thorough pre-departure inspection can prevent unexpected problems.
3. Follow the forecast: If stormy weather is on the horizon, stay home! Sudden storms can lead to dangerous conditions on the water.
4. Invest in properly fitting lifejackets for everyone: Ensure that everyone on board, regardless of age or swimming ability, has a properly fitting lifejacket. This simple step can save lives in emergencies.
5. Boat sober: Alcohol impairs judgment and reaction time. Stay sober while operating your boat to keep everyone safe.
6. Always be aware of your surroundings: Keep an eye out for other boats, swimmers, and obstacles. Vigilance is key to preventing collisions and other accidents.
7. Use a spotter when tubing, skiing, etc.: Always have a spotter to watch the person being towed. This helps the driver focus on navigation while ensuring the safety of those in the water.
8. Learn all boating right-of-way rules: Just like on the road, there are rules of navigation on the water. Make sure you know and follow these rules to avoid accidents.
9. Bring a 1st aid kit and a tool kit: Be prepared for minor injuries or equipment issues by having a first aid kit and basic tools on board.
10. Know where you are going: Plan your route ahead of time and be aware of any potential hazards or restricted areas.
11. Engine OFF before swimming: Always turn off the engine before anyone swims off the boat. This ensures that no one gets hurt by the propeller.
12. Set and enforce clear boating rules: Establish rules for your passengers, especially children, and enforce them to keep everyone safe.

Protect Your Boat and Your Passengers

Reliable Insurance Agency wants everyone to enjoy the fun that comes with owning a boat, but safety should always come first. Along with following these safety tips, make sure your watercraft is properly insured.

Boat insurance can protect you from liability in case of accidents, cover damages to your boat, and provide peace of mind while you’re out on the water. Whether you’re a new boat owner or have been boating for years, it’s a good idea to review your insurance policy before the season begins.

Contact Reliable Insurance Agency if you have any questions about your watercraft insurance policy. We’re here to make sure you have the right coverage and answer any questions you might have. Before you head out on the water this summer, evaluate your boating safety plan and keep your investment protected!

Stay informed, stay safe, and happy boating!