Snow And Ice-Related Insurance Claims
As the snow season approaches, homeowners find themselves facing a unique set of challenges that can impact the structural integrity of their homes. The weight of accumulated snow and the formation of ice dams are serious concerns for many homeowners. Understanding the relationship between homeowners insurance and these winter-related issues is crucial for safeguarding your […]
What To Do After Hail Damage
Hailstorms can be a sudden and destructive force of nature, leaving behind a trail of damage to property and vehicles. If your home or vehicle has recently been affected by a hailstorm, it’s crucial to take immediate action to assess the extent of the damage and start the necessary repair process. In this blog, we’ll […]
Why Do Home Insurance Rates Vary So Much?
Why do home insurance rates vary so much? It is, in fact, quite common for homes to cost different amounts to insure. There are several factors that go into your insurance rates. Knowing what affects rates may help you when your current policy is up for renewal. What Factors Do Companies Look At? What Can […]
Prevent Damage From Water Backups
This winter was historic, falling just shy of numerous all-time snowfall records throughout Minnesota and Wisconsin. Spring is finally upon us, rejuvenating us all with warmer weather! But with this welcome change comes the worry of water entering the home through a variety of means. And since water flows downhill, wet basements are the result. […]
Is Your KIA or Hyundai Safe?
KIA reported its best-ever sales year, selling over 650,000 new vehicles in 2022. Hyundai set their own single-year record with over 700,000 vehicles sold in 2022. In fact, the Hyundai/Kia Auto Group was the fourth ranked auto-maker in fourth-quarter 2022 sales. Only Toyota, GM and Ford outsold them while Stellantis-FCA, (Dodge, Ram, Jeep and Chrysler) […]
Engagement Ring Insurance
If you have recently become engaged or are already married, congratulations! We wish you the best in your marriage and hope it is filled with joy for years to come! The ring you wear is not only a symbol of love and commitment, but also a valuable piece of jewelry that should be protected. If […]
Who Needs Life Insurance?
Life insurance provides peace of mind, knowing that loved ones will be financially secure if something were to happen to you. There are a few considerations, both regarding the various types, and also some reasons why individuals take out a life policy. We hope this article helps make the decision easier if you find yourself […]
What are Premium Audits?
And why is it so important for businesses to complete? We all know the end to the phrase, “There are only two sure things in life…” But business owners would probably say that there are three sure things in life: Death, Taxes and Audits. This article hopes to explain what are premium audits, and why they […]
Home Insurance Claims Procedures
Thankfully, only about 6% of insured homes will open a claim in any given year. According to the Insurance Information Institute, the most common home insurance claims are Wind/Hail Damage, Fire/Lightning Damage, Water/Ice Damage, and Theft/Vandalism. Knowing what to do for each type of claim will help the homeowner through the process and ensure that […]
Prepare your home for winter.
With winter just around the corner, Reliable Agency has created a list of tips that may help prevent the cold, wind, and snow from damaging your house and property.
