Does My Insurance Cover Wind Damage?

Wind can occur all across the Northland and causes significant damage to both residential and commercial properties. Understanding your insurance coverage is essential to protecting your investment. In this blog, we’ll break down what wind damage is, what your insurance typically covers, what it doesn’t, and steps you can take to prevent costly repairs. If […]

Understanding Worker’s Compensation

A Guide for Small Businesses In the dynamic world of small businesses, ensuring the safety and well-being of your employees is paramount. Worker’s compensation insurance plays a crucial role in providing financial protection for employers and employees in a workplace injury or illness. In this guide, we will delve into the ins and outs of […]

How to Thrive in a Hard Insurance Market

Finding cost-effective insurance solutions has become more crucial than ever. Unfortunately, it is also becoming more difficult. More than $50 billion in weather-related losses were reported through September of last year. Natural disasters like winter storms, wind and hailstorms, wildfires, and extreme temps are wreaking havoc on the industry. But the reason for this hard […]

Insurance You Need in the Northland

Living in the picturesque regions of Duluth, Superior, and Cloquet offers a unique blend of natural beauty and a close-knit community. These areas boast a rich cultural heritage and diverse landscapes. However, residents also face specific challenges that require tailored insurance solutions. Let’s explore broad insurance considerations for individuals and businesses in Duluth, Superior, and […]

When to Contact Your Insurance Agent

Insurance plays a vital role in safeguarding your financial well-being in times of uncertainty. Whether it’s auto, home, health, or any other type of insurance, maintaining open and transparent communication with your insurance agent is essential. Knowing when to contact your insurance agent can make a significant difference in ensuring that you receive the coverage […]

Considerations When Employing Youthful Drivers

As of July 2022, unemployment in Minnesota was 1.8% and nationally it was 3.7%. This has caused many employers to hire younger and less experienced staff just entering the job market. New employees are often asked to use a business vehicle to complete tasks typically assigned to those with more seniority. Anyone who has added […]