How Much Is Enough Life Insurance?
Our January 31 blog identified the different types of life insurance. Now, we would like to explore the question many ask. “How much life insurance do I need?” What are your financial obligations? Do you have outstanding debt like a mortgage, auto loans or school debt? How much income would you like to have covered? […]
Who Needs Life Insurance?
Life insurance provides peace of mind, knowing that loved ones will be financially secure if something were to happen to you. There are a few considerations, both regarding the various types, and also some reasons why individuals take out a life policy. We hope this article helps make the decision easier if you find yourself […]
Tips for Safe Towing
It happens every summer. Boats come out of storage. Campers make their first spring appearance. Construction vehicles begin hauling heavy equipment. Vehicles pulling any size load must take care to load, secure, and haul contents properly. Here are our Top 5 Tips for Safe Towing. Follow manufacturer weight limitations Towing capacity is determined by factors […]
Our Community, Our Focus
At Reliable Agency, we enrich the communities we serve through rooted relationships. One way we accomplish this is by living out one of our core values, Involved. Not only does being involved mean helping one another achieve greatness, we also strive to be involved in the communities that provide us with so much happiness. We […]
Inflation and Increasing Replacement Costs
There is one important question any property owner should be asking themselves every year. “Am I still properly insured?” Inflation and increasing replacement costs put you at risk of being underinsured! We take a look at this issue and hopefully steer you away from making this potentially very costly mistake. “Will insurance cover all costs […]
Stopping Elder Abuse
Our agency’s Core Values direct us to be empathetic and involved in our community. For our Benefits Department, that means they strive to earn their trust by displaying empathy while laying out their options. Unfortunately, not everyone cares for our senior population the same way. Too often elderly individuals fall victim to maltreatment. Our agents […]
Decades of Successful Business
Reliable Insurance has been in business for nearly 50 years! In fact, 2024 will mark our 50th year of providing top-notch insurance to Cloquet, Hermantown, Duluth/Superior and surrounding communities. Our co-owners, Steve Micke and Val Wojtysiak, sat down recently to share what helped them with decades of successful business. They also shared some memories of […]
Our First Blog
Hello and welcome to our first blog! Who is Reliable Insurance Agency? Ted Micke established our first office in Cloquet, MN in 1974. Since then, we have expanded our reach to serve more people in the Northland by adding two more offices – one in Hermantown, MN and another in Superior, WI. We have many […]
