Minnesota’s Paid Family & Medical Leave (PFML)

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What Employers Need To Know Minnesota’s Paid Family & Medical Leave (PFML) program goes live January 1, 2026. Between now and then, employers need to decide on a plan (state or private equivalent), prepare payroll systems, and complete required notices and postings. Below is a concise, practical guide—plus “what to expect” insights from states already […]

Keep Your College Student Properly Insured

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Sending your teenager or young adult off to college is exciting — and maybe a little nerve-wracking. Between textbooks, dorm essentials, and late-night pizza runs, insurance doesn’t always make it to the top of the checklist. But making sure your student is properly covered is one of the best ways to protect both them and […]

Back-to-School Bus Safety: A Family Guide for Northland Kids & Parents

A school bus stop sign is extended with red lights flashing. The text reads, "Back-to-School Bus Safety: A Family Guide for Northland Kids & Parents" on the upper right. A tree logo appears in the bottom right corner.

Most public and many private schools in Minnesota and Wisconsin mark Labor Day weekend as the final stretch of summer vacation before kids head back for a new school year. In less than a week, we’ll all need to remember to stay alert around buses and school zones as the hustle and bustle of loading […]

Does Car Insurance Cover Hail Damage?

A yellow tennis ball sits among several large hailstones on a wooden surface. The text above asks, "Does Car Insurance Cover Hail Damage?" highlighting concerns about protecting your vehicle from unexpected weather. A white tree logo is on the tennis ball.

Every year, hailstorms cause billions of dollars in damage to vehicles across the U.S. — and northern Minnesota and Wisconsin are no exception. Even a quick summer storm can leave behind dented hoods, cracked windshields, and costly repairs. But does car insurance cover hail damage? And what should you do if your vehicle gets hit? […]

Does Insurance Cover Wildfires?

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Northern Minnesota and Wisconsin are known for their beautiful forests. Unfortunately, the recent wildfires that have popped up in northern Minnesota have scorched thousands of acres and destroyed homes, cabins, and vehicles. For those affected, the aftermath brings stress, confusion—and many questions about insurance coverage – like; “Does insurance cover wildfires?” Reliable Insurance Agency has […]

The Importance and Benefits of Life Insurance for Children

Person holding a clipboard with a document titled "Youth Life Insurance Policy" on a wooden table, highlighting the importance and benefits of life insurance for children, alongside a cup of coffee, pencil, smartphone, and small plant.

By Kristen Goldberg, Life & Health Insurance Agent at Reliable Insurance Agency As parents, grandparents, and guardians, we always want what’s best for our children. We carefully plan for their health, education, and future opportunities—but one area that often gets overlooked is life insurance for children. While it may feel like a difficult topic to […]

Essential Spring Maintenance Checklist

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Spring is a season of renewal, but it also brings risks like fluctuating temperatures, melting snow, and increased moisture. To help both homeowners and business owners prepare, we’ve partnered with our disaster recovery specialists, Dryco Restoration Services, to create this Essential Spring Maintenance Checklist. PREVENTING FROZEN PIPES Preventing Frozen Pipes Spring seems to sneak up […]

Does My Insurance Cover Wind Damage?

Three images show wind damage: a metal roof peeled back, a crushed car under a fallen tree, and a broken wooden fence. Reliable Insurance Agency asks, "Does My Insurance Cover Wind Damage?" Contact us to Get a Quote today.

Wind can occur all across the Northland and causes significant damage to both residential and commercial properties. Understanding your insurance coverage is essential to protecting your investment. In this blog, we’ll break down what wind damage is, what your insurance typically covers, what it doesn’t, and steps you can take to prevent costly repairs. If […]

What Drives Reliable Insurance Agency?

A circular diagram featuring a tree at the center is divided into five colored segments labeled Empathy, Loyalty, Synergy, Involved, and Humbly Passionate—reflecting Duluth Insurance Agency's values in Personal Insurance.

At Reliable Insurance Agency, we measure success by more than just policies sold or revenue earned. Success is a much more holistic, all-encompassing concept. Success means cultivating a culture where shared values guide every decision, action, and interaction. These values not only set us apart but also fuel our mission to protect what matters most […]

How to Insure Your Solar Panels

A hand holding a model house with solar panels on its roof; text reads "How to Insure Your Solar Panels" on a white background with green leaf graphics, highlighting tips from a Reliable Insurance Agency.

Harnessing the Sun: What You Need to Know About Solar Panels and Insurance As more homeowners and businesses turn to renewable energy, solar panels have become a popular way to save on energy costs and reduce environmental impact. However, before installing solar panels, it’s essential to understand the considerations involved—both practical and financial. At Reliable […]

Disclaimers

Minnesota (MN)

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 99 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Wisconsin (WI)

Please be advised, we do not offer every plan available in your area. Currently we represent 6 organizations which offer Medicare products in this area. Please contact 1-800-MEDICARE, medicare.gov, or your local State Health Insurance Program to get information on all of your options.