Reliable Agency Partnered With Best Christmas Ever

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With the holidays nearly upon us, we’re entering the season when families that celebrate Christmas want to give their children some Christmas Joy via gifts under their tree. But for some, this is made impossible by no fault of their own. There are some amazing people whose mission is to bless one family with the […]

Removing a child from your auto insurance

A woman drives a car, dashboard and steering wheel visible. Inset shows a young man driving. Text reads: "Should I Remove My Child from My Car Insurance?" Get a Quote with Reliable Insurance Agency, your Personal Insurance experts.

We all want to keep children as safe as possible. One of the things we do for them is to add them to our car insurance policy. But many of us struggle with knowing when to remove them from our insurance. Removing a child from your auto insurance is a difficult decision to make. We’ve […]

Life Insurance Awareness Month

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September is Life Insurance Awareness Month, and Reliable Agency would like to discuss this critical type of insurance. This helps protect your family’s most valuable asset; you and your loved ones. The untimely passing of you or one of your loved ones is a subject that many of us avoid simply because it isn’t something […]

Sweet Summertime!

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As we approach the middle of August, we begin to see summer temps dip and winter preparation begin. At Reliable Agency, August marks a special time for us to enjoy a fun-filled weekend together. It is our sweet summertime that so many look forward to every year. Humble Beginnings Reliable Agency’s founder, Ted Micke, started […]

Inflation and Increasing Replacement Costs

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There is one important question any property owner should be asking themselves every year. “Am I still properly insured?” Inflation and increasing replacement costs put you at risk of being underinsured! We take a look at this issue and hopefully steer you away from making this potentially very costly mistake. “Will insurance cover all costs […]

Stopping Elder Abuse

A younger hand gently holds an older hand, conveying care and support, with a soft, blurred background. This warm scene reflects the compassionate protection offered by Duluth Insurance Agency’s personal insurance.

Our agency’s Core Values direct us to be empathetic and involved in our community. For our Benefits Department, that means they strive to earn their trust by displaying empathy while laying out their options. Unfortunately, not everyone cares for our senior population the same way. Too often elderly individuals fall victim to maltreatment. Our agents […]

Decades of Successful Business

Banner for Reliable Insurance Agency featuring photos of a man in a suit labeled “Steve Micke” and a woman in glasses labeled “Val Wojtysiak,” with text: “Several Successful Decades of Personal & Business Insurance Service.”.

Reliable Insurance has been in business for nearly 50 years! In fact, 2024 will mark our 50th year of providing top-notch insurance to Cloquet, Hermantown, Duluth/Superior and surrounding communities. Our co-owners, Steve Micke and Val Wojtysiak, sat down recently to share what helped them with decades of successful business. They also shared some memories of […]

Our First Blog

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Hello and welcome to our first blog! Who is Reliable Insurance Agency? Ted Micke established our first office in Cloquet, MN in 1974. Since then, we have expanded our reach to serve more people in the Northland by adding two more offices – one in Hermantown, MN and another in Superior, WI. We have many […]