What is Employee Benefits Liability Insurance?
Understanding Employee Benefits Liability (EBL) Insurance for Businesses Employee Benefits Liability (EBL) insurance is a critical safeguard for businesses. Western National defines EBL insurance as coverage for employer errors during employee benefit plan administration. Mistakes like failing to enroll, maintain, or terminate employees from a plan can expose your business to significant liabilities. Inaccurately describing […]
Homeowners Insurance Coverage for Water Damage
What is covered, and what isn’t? Owning a home is a significant investment, and protecting that investment is crucial. Water damage is one of the most common and potentially costly issues homeowners face. However, not all water damage is covered equally under standard homeowners insurance policies. This blog explores the types of coverage needed to […]
When to Contact Your Insurance Agent
Insurance plays a vital role in safeguarding your financial well-being in times of uncertainty. Whether it’s auto, home, health, or any other type of insurance, maintaining open and transparent communication with your insurance agent is essential. Knowing when to contact your insurance agent can make a significant difference in ensuring that you receive the coverage […]
Prevent Damage From Water Backups
This winter was historic, falling just shy of numerous all-time snowfall records throughout Minnesota and Wisconsin. Spring is finally upon us, rejuvenating us all with warmer weather! But with this welcome change comes the worry of water entering the home through a variety of means. And since water flows downhill, wet basements are the result. […]
What is GeoBlue Travel Insurance?
Not all medical insurance extends coverage while traveling outside of the United States. If you travel or are studying abroad for a college semester, for example, GeoBlue will grant you access to the same quality care you can expect here in the US. Blue Cross and Blue Shield has partnered with GeoBlue to offer international […]
Employment Practices Liability Insurance
As a small business owner in the greater Duluth, Superior, Cloquet, and Hermantown region, you have a lot on your plate. From hiring and onboarding new employees to managing payroll, scheduling, and daily operations, your focus is often on the immediate needs of your business. However, safeguarding your business with the right Commercial Insurance is […]
