Does My Insurance Cover Wind Damage?

Wind can occur all across the Northland and causes significant damage to both residential and commercial properties. Understanding your insurance coverage is essential to protecting your investment. In this blog, we’ll break down what wind damage is, what your insurance typically covers, what it doesn’t, and steps you can take to prevent costly repairs. If […]

Scheduled Property Insurance

WHAT IS SCHEDULED PROPERTY? It is a special type of insurance that extends the limits of coverage beyond your Homeowners or Renters policy. This offers extended coverage of high-value property if it is stolen, lost or damaged. FROM AN AGENT: “One of our clients lost her wedding ring in the sink while cutting vegetables. Before […]

Inflation and Increasing Replacement Costs

There is one important question any property owner should be asking themselves every year. “Am I still properly insured?” Inflation and increasing replacement costs put you at risk of being underinsured! We take a look at this issue and hopefully steer you away from making this potentially very costly mistake. “Will insurance cover all costs […]