Who Needs Life Insurance?

Life insurance provides peace of mind, knowing that loved ones will be financially secure if something were to happen to you. There are a few considerations, both regarding the various types, and also some reasons why individuals take out a life policy. We hope this article helps make the decision easier if you find yourself […]

What is an Independent Insurance Agency?

Independent insurance agencies, or non-captive agencies, offer a variety of benefits compared to captive agencies. Captive insurance agencies are owned by, or affiliated with, one particular insurance company. Consequently, they can only offer policies from that individual company. This limits the customer in a number of ways. Choosing a local independent insurance agency might be […]

What are Premium Audits?

An open hand, palm up, with a transparent sphere in it. The word AUDIT is prominently displayed across the center of the sphere.

And why is it so important for businesses to complete? We all know the end to the phrase, “There are only two sure things in life…” But business owners would probably say that there are three sure things in life: Death, Taxes and Audits. This article hopes to explain what are premium audits, and why they […]

Home Insurance Claims Procedures

A checklist with five boxes, four of which are checked.

Thankfully, only about 6% of insured homes will open a claim in any given year. According to the Insurance Information Institute, the most common home insurance claims are Wind/Hail Damage, Fire/Lightning Damage, Water/Ice Damage, and Theft/Vandalism. Knowing what to do for each type of claim will help the homeowner through the process and ensure that […]

Prepare your home for winter.

House covered with snow and icicles

With winter just around the corner, Reliable Agency has created a list of tips that may help prevent the cold, wind, and snow from damaging your house and property.

Considerations When Employing Youthful Drivers

Delivery driver

As of July 2022, unemployment in Minnesota was 1.8% and nationally it was 3.7%. This has caused many employers to hire younger and less experienced staff just entering the job market. New employees are often asked to use a business vehicle to complete tasks typically assigned to those with more seniority. Anyone who has added […]

Tips for Safe Towing

Truck towing in a dry area

It happens every summer. Boats come out of storage, campers begin to make appearances after being stored all winter and construction vehicles are busy hauling trailers full of heavy equipment. If you find yourself pulling anything down the road, make sure it is loaded properly, pull it safely, and properly insure both vehicle and trailer. […]

Inflation & Rising Insurance Rates

Inflation & and Insurance Rates

We’ve all heard about the newest anxiety-inducing hot topic causing prices to skyrocket in nearly every corner of the country: INFLATION. It feels like a curse word we dare not utter in public! Unfortunately, the insurance industry has not been spared from the effects of this indiscriminate scourge to our economy. WHY does inflation cause […]

Insurance For Delivery Drivers
(Uber Eats, Grubhub, Doordash, etc)

Teenager taling on the phone in front of a damaged vehicle

Since the beginning of 2019 and the COVID-19 pandemic, we have seen app-based deliveries explode in popularity. For a variety of reasons, many Americans are joining this labor force as an easy source of supplemental income. Whether it is a second job, a change in careers altogether, or your teen’s new summer job, this income […]