Does Liquor Liability Insurance Cover THC Beverages?
Selling THC beverages is not covered under liquor liability policies. Learn what you need to do to remain insured while selling them.
Prevent Damage From Water Backups
This winter was historic, falling just shy of numerous all-time snowfall records throughout Minnesota and Wisconsin. Spring is finally upon us, rejuvenating us all with warmer weather! But with this welcome change comes the worry of water entering the home through a variety of means. And since water flows downhill, wet basements are the result. […]
What is GeoBlue Travel Insurance?
Not all medical insurance extends coverage while traveling outside of the United States. If you travel or are studying abroad for a college semester, for example, GeoBlue will grant you access to the same quality care you can expect here in the US. Blue Cross and Blue Shield has partnered with GeoBlue to offer international […]
Is Your KIA or Hyundai Safe?
KIA reported its best-ever sales year, selling over 650,000 new vehicles in 2022. Hyundai set their own single-year record with over 700,000 vehicles sold in 2022. In fact, the Hyundai/Kia Auto Group was the fourth ranked auto-maker in fourth-quarter 2022 sales. Only Toyota, GM and Ford outsold them while Stellantis-FCA, (Dodge, Ram, Jeep and Chrysler) […]
How Much Is Enough Life Insurance?
Our January 31 blog identified the different types of life insurance. Now, we would like to explore the question many ask. “How much life insurance do I need?” What are your financial obligations? Do you have outstanding debt like a mortgage, auto loans or school debt? How much income would you like to have covered? […]
Engagement Ring Insurance
If you have recently become engaged or are already married, congratulations! We wish you the best in your marriage and hope it is filled with joy for years to come! The ring you wear is not only a symbol of love and commitment, but also a valuable piece of jewelry that should be protected. If […]
Who Needs Life Insurance?
Life insurance provides peace of mind, knowing that loved ones will be financially secure if something were to happen to you. There are a few considerations, both regarding the various types, and also some reasons why individuals take out a life policy. We hope this article helps make the decision easier if you find yourself […]
What is an Independent Insurance Agency?
Independent insurance agencies, or non-captive agencies, offer a variety of benefits compared to captive agencies. Captive insurance agencies are owned by, or affiliated with, one particular insurance company. Consequently, they can only offer policies from that individual company. This limits the customer in a number of ways. Choosing a local independent insurance agency might be […]
What are Premium Audits?
And why is it so important for businesses to complete? We all know the end to the phrase, “There are only two sure things in life…” But business owners would probably say that there are three sure things in life: Death, Taxes and Audits. This article hopes to explain what are premium audits, and why they […]
Home Insurance Claims Procedures
Thankfully, only about 6% of insured homes will open a claim in any given year. According to the Insurance Information Institute, the most common home insurance claims are Wind/Hail Damage, Fire/Lightning Damage, Water/Ice Damage, and Theft/Vandalism. Knowing what to do for each type of claim will help the homeowner through the process and ensure that […]