Who Needs Life Insurance?

Paper cutouts of a car, a family of four holding hands, and a house are arranged on a table, with two blurred adults sitting in the background, symbolizing the protection offered by Duluth Insurance Agency.

Life insurance provides peace of mind, knowing that loved ones will be financially secure if something were to happen to you. There are a few considerations, both regarding the various types, and also some reasons why individuals take out a life policy. We hope this article helps make the decision easier if you find yourself […]

What is an Independent Insurance Agency?

A whiteboard displays "What is an Independent Insurance Agency?" above the Reliable Insurance Agency logo in a classroom, highlighting this trusted local insurance agency.

Independent insurance agencies, or non-captive agencies, offer a variety of benefits compared to captive agencies. Captive insurance agencies are owned by, or affiliated with, one particular insurance company. Consequently, they can only offer policies from that individual company. This limits the customer in a number of ways. Choosing a local independent insurance agency might be […]