Insurance for Flood and Water Damage

A small red wooden house sits in a large puddle of black water with the text "Insurance for Flood and Water Damage" above it, highlighting Duluth Insurance Agency's dedication to safeguarding your property.

What Can Hurricanes Helene and Milton Teach Us About Home Insurance? Hurricane Helene and Hurricane Milton left behind a path of destruction, with families and businesses losing what mattered most. Even more alarming is that only 2% of the affected homes had adequate flood insurance. Some homeowners didn’t buy insurance due to the cost, while […]

Homeowners Insurance Coverage for Water Damage

Paper cutouts of a car, a family of four, and a house on a desk with someone writing in the background. Text reads, “Homeowners Insurance Coverage for Water Damage” from your local insurance agency.

What is covered, and what isn’t? Owning a home is a significant investment, and protecting that investment is crucial. Water damage is one of the most common and potentially costly issues homeowners face. However, not all water damage is covered equally under standard homeowners insurance policies. This blog explores the types of coverage needed to […]