How to Thrive in a Hard Insurance Market

Finding cost-effective insurance solutions has become more crucial than ever. Unfortunately, it is also becoming more difficult. More than $50 billion in weather-related losses were reported through September of last year. Natural disasters like winter storms, wind and hailstorms, wildfires, and extreme temps are wreaking havoc on the industry. But the reason for this hard […]

When to Contact Your Insurance Agent

Insurance plays a vital role in safeguarding your financial well-being in times of uncertainty. Whether it’s auto, home, health, or any other type of insurance, maintaining open and transparent communication with your insurance agent is essential. Knowing when to contact your insurance agent can make a significant difference in ensuring that you receive the coverage […]

What are Premium Audits?

An open hand, palm up, with a transparent sphere in it. The word AUDIT is prominently displayed across the center of the sphere.

And why is it so important for businesses to complete? We all know the end to the phrase, “There are only two sure things in life…” But business owners would probably say that there are three sure things in life: Death, Taxes and Audits. This article hopes to explain what are premium audits, and why they […]

Considerations When Employing Youthful Drivers

Delivery driver

As of July 2022, unemployment in Minnesota was 1.8% and nationally it was 3.7%. This has caused many employers to hire younger and less experienced staff just entering the job market. New employees are often asked to use a business vehicle to complete tasks typically assigned to those with more seniority. Anyone who has added […]

Insurance For Delivery Drivers
(Uber Eats, Grubhub, Doordash, etc)

Teenager taling on the phone in front of a damaged vehicle

Since the beginning of 2019 and the COVID-19 pandemic, we have seen app-based deliveries explode in popularity. For a variety of reasons, many Americans are joining this labor force as an easy source of supplemental income. Whether it is a second job, a change in careers altogether, or your teen’s new summer job, this income […]

Our First Blog

Hello and welcome to our first blog! Who is Reliable Insurance Agency? Ted Micke established our first office in Cloquet, MN in 1974. Since then, we have expanded our reach to serve more people in the Northland by adding two more offices – one in Hermantown, MN and another in Superior, WI. We have many […]

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