Directors & Officers liability insurance is designed to protect individuals, and their spouses, from personal losses if they are sued as a result of serving on a board of directors and/or officer of a business or other type of organization. Directors & Officers liability will also extend to legal fees that the organization may incur as a result of suit.
Employment Practices liability insurance is designed to cover wrongful acts arising from the employment process. Employment Practices Liability provides coverage to employers against claims made by employees such as harassment, wrongful termination, discrimination and other employment-related issues.
Cyber liability insurance is designed to provide a combination of coverage options to protect the business from data breaches and other cyber security issues. Cyber liability coverages will also extend to expenses involved in customer notification, credit monitoring, legal fees and fines.